HARPS Escrow
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Essential rules for buying, selling, and avoiding online payment fraud in Nigeria.
If a seller urges you to send money directly to their bank account, asks for gift cards, or requests an advance deposit before creating a deal on HARPS, STOP IMMEDIATELY. That is the #1 indicator of a scam in Nigeria.
Every transaction should have an official HARPS deal room. Funds are kept under institutional custody until delivery is confirmed.
You have a 48-hour inspection period. For phones, check IMEI, battery health, and iCloud. For freelancing, review source files thoroughly.
If there is any defect or dispute, click "Open Dispute" before the 48-hour timer ends. Funds remain frozen until the issue is arbitrated.
Our fraud investigation team investigates reported accounts immediately.