How HARPS Escrow Works

A neutral third-party holding system that eliminates scam anxiety for both parties.

The Escrow Journey for Buyers

Find an item in the marketplace or create a private deal link with your seller on WhatsApp/Instagram.

Pay securely via Paystack using card, bank transfer, or USSD. Your money is locked in HARPS Escrow.

Seller ships or delivers the item. You receive a 48-hour inspection period to test and inspect thoroughly.

Once satisfied, click "Confirm Receipt". If there is any defect or scam attempt, raise a dispute for a full refund.

List your product or send a Safe Deal agreement to your customer anywhere online.

Do not dispatch until HARPS notifies you: "Payment Secured in Escrow".

Send the package via courier or deliver service deliverables. Mark "Delivered" in the deal room.

Upon buyer confirmation (or after 48h auto-release countdown), earnings credit your wallet for instant 24/7 bank transfer.

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